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| | The North Carolina legislature has enacted new legislation to help homeowners with subprime loans avoid foreclosure. If a homeowner with a subprime loan defaults on his loan, the lender is now required to send to the homeowner a Pre-Foreclosure Notice at least 45 days prior to filing the Notice of Foreclosure Hearing. The Pre-Foreclosure Notice must include an itemization of all past due amounts and other charges that need to be paid in order to bring the loan current as well as a statement that the homeowner may have options available other than foreclosure. In addition, the Notice must also include contact information for the lender, the North Carolina Office of Commissioner of Banks and other HUD approved foreclosure counseling agencies. The intent is to give homeowners who have fallen behind on their mortgage notice before their house is actually in foreclosure that they may be facing foreclosure in the near future and that there are options available that may allow them to save their home and/or their credit score. Dan Zellers and Scott Rudd- Founding Partners Dan Zellers , originally from Ohio, earned his undergraduate degree in finance and management from Defiance College and his law degree from the University of Toledo College of Law |
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| | A forex scam is any trading scheme used to defraud individual traders by convincing them that they can expect to profit by trading in the foreign exchange market. One such example of someone who has come under such scrutiny is James Dicks. |
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| | A copywriter is a person tasked to write the text used for advertisements in magazines, newspapers, television, radio and other kinds of media. A copywriter may also be assigned to come up with the words for press releases, informational or promotional pamphlets, and other promotional materials. |
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| | As the computer repair center for Oakland, Wayne and Macomb Counties, Concise maintains a client list that resembles the ?€?who?€™s who?€? in the Michigan small business community. They are good, and they are growing out of their digs in Bloomfield Hills. One of the reasons that Concise is so well respected in their industry is because they take the time to explain and teach at the same time. Let?€™s face it, the information highway has its own language today. Computer techies have always had a vernacular that tended to exclude the rest of the non-techie world. Making things worse for us non-techies today, is the next layer of computer- speak: abbreviations of all the words that we had no clue about from the beginning. |
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| | Much of my consulting practice centers on working with early stage software companies. But I have substantial hardware market experience in my background, and I do take on consulting assignments with hardware companies. So what are the differences and similarities between successful software and hardware businesses? |
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